OUR MORTGAGE PROGRAMS IN PITTSBURGH, PA
CONVENTIONAL LOAN
Take advantage of low rates with a conventional purchase.
Most Common
This is the most utilized mortgage program.
Up to 30 Years
30, 20, 15 and 10 year mortgages available.
Great Rates
Conventional loans offer low mortgage rates to save you money.
Fixed & Adjustable Rates
Choose between fixed options and adjustable options.
FHA HOME LOAN
A FHA Loan is a great solution for a first-time homebuyer as well as those who want to make a lower down payment. Additionally, a FHA loan will help our clients with less-than-perfect-credit!
Streamlined Refinance
Refinance quickly without an appraisal.
Quick Processing
Our FHA team is experienced to get your FHA loan funded quickly.
Most FICO Accepted
More flexibility with FICO scores.
Gift Funds Allowed
Your friends and family can help finance your dream home.
JUMBO
A Jumbo Mortgage is designed to allow consumers who are purchasing bigger homes to take advantage of today’s low rates. If you are able to afford a more expensive home but haven’t saved up enough money to bring the loan down to conforming limits, or you’ve found the perfect home but it happens to be in a higher priced neighborhood, this mortgage program is made for you!
Understanding Complex Financial Pictures
Our highly trained staff understands the complexities of multi-stream incomes and knows how to use your financial picture to your advantage.
Purchasing a High-End Home
Jumbo Mortgages range from $417,000 to $2 million.
Eliminates Having to Obtain Multiple Loans
Provides the convenience of one loan for the entire loan amount, with a variety of options.
Tax-Deductible Interest
Receive your VA loan quickly and easily today.
VETERAN’S ‘VA’ LOAN
For the men and women that served us, we serve you by offering one of our best products.
You Earned This
For the men and women that served us, we serve you by offering our best product.
No Money Down
Purchase or refinance at 100% of the home’s value.
Fast Processing
Let our VA team guide you through a fast and easy process.
Turnkey Process
Receive your VA loan quickly and easily today.
REVERSE MORTGAGE
Eliminate Mortgage Payments Forever. Live comfortably in your retirement. If you are over 62 years old, there are multiple ways to get your money from a Reverse.
No Payments
With a reverse mortgage no payment is made.
Easy Qualifications
No credit score or income requirements.
FHA Insured
Loan is insured and regulated by FHA.
Get Cash
Get the extra cash you need with a government insured reverse mortgage.
USDA RURAL LOAN
The USDA Mortgage is meant to spur homeownership in pre-designated rural and underdeveloped areas. Take advantage of a 0% down-payment with
0% Down Payment
That’s right! This program offers 100% financing for qualifying members.
No Homeowner Counseling Required
Unlike other mortgage programs, the USDA program doesn’t require a homeowner counseling course to qualify.
First-Time Buyer Friendly
USDA Rural Loans can be used by first-time buyers and repeat home buyers alike.
Insured by the U.S. Department of Agriculture
Via the USDA, you can finance 100% of a home’s purchase price while getting access to better-than-average mortgage rates.
Renovation Loan
Less than Perfect Credit Allowed
Credit scores less than 660 have been known to be approved with this program.
No Private Mortgage Insurance
With the Home Path Mortgage, private mortgage insurance (PMI) is not required!
Gifted Downpayments
Downpayments on a Home Path Mortgage can be gifted from a family member, or made via a grant or loan from a non-profit organization, state or local government, or even from your employer.
Appraisals Are Not Required
That’s right! You are not required to have an appraisal the the Home Path Program. That saves you time and money!
Commercial Loan
Only One Loan
If you were to get a traditional construction loan, you would have to go through two different closings during the process. This program offers only a one-time close.
Peace of Mind
You will know everything about the loan before you even start building.
Eliminate Closing Costs
Closing costs can add up. They will typically cost anywhere between $3,000 to $6,000 on average. This program offers the chance to save money by only requiring a one-time closing cost payment, rather than two.
Knowledge
Some people get a construction loan and then have to settle for a loan that they are not comfortable with just so that they can pay off the construction loan. But with the One-Time Construction Loan, you know exactly what you’re getting before construction even starts.
